Privacy Policy
When you use our services, you trust us with your information. We make our best efforts to safeguard your information and give you complete control over its usage, because we consider it our duty to priorities your comfort and safety. We assure you that we will only use this data to enhance your experience with us, and to offer more personalized solutions for securing your financial well-being.
This privacy policy will help you understand which information we collect, why we collect it and how we use it. By using our services or providing information or data to us, you agree to the collection and use of such information in accordance with this privacy policy.
Scope of this privacy policy
By the use of cookies.
The data or information is collected to provide you with personalized and enhanced products and services.
The personal data that we collect includes: name, PAN card details, AADHAAR card details, mobile number, email, date of birth, gender, address, banking details, income-related details, employment-related details, family details, etc. We also collect KYC details, credit information, assets, bank transactions, bank account balance, etc. with your explicit consent.
Non-personal data: Sharing non-personal data does not disclose your identity.
Under non-personal data, we collect technical information about your activities and interaction with our website, application, or platform. We use this data to understand user behavior and improve our services.
Purpose of data collection and use of information
We use the data and information that we collect for various purposes. Below are some important uses of the data:
To help you reimagine your personal finances.
To understand your HR Investment & Stacking® profile.
To provide you with hyper-personalized services and products.
To notify and update you with information and communication that is relevant to you.
To provide information to our affiliate companies and other authorized parties to offer you relevant value-added services.
To fulfil all compliances as per regulatory requirements.
To monitor the usage of the service.
To detect, prevent and address technical issues.
key points :
We will never spam you. You will never receive sales calls
from us.
We will never sell your data to a third party.
No unauthorized individual will ever have direct access to
your data.
You can modify the access settings or delete your account at
any point of time.
We do not store data of deleted accounts, except for
regulatory & legal purposes.
Disclosure of your data
We ensure that none of your data is disclosed to any unauthorized person or entity. However, the data may be disclosed to or shared with:
A regulator or any other government authority:
We may disclose your data to any regulator or government entity, in order to comply with legal or regulatory requirements.
Contracting parties:
We may transmit or share your information with our service providers, group companies, or business partners, as necessary, in order to provide our services. In addition to the aforementioned scenarios, with your prior consent, we may divulge your personal information to third parties.
Rights to information
You have the right to request your personal information as it belongs to you. You can also request to modify or change your data, subject to the regulatory and internal policy and compliance of HR Company.
You can reach out to us through the contact details mentioned below for any service request, information or query related to your data.
Security and legal obligations
We take data security seriously. We understand the value of data and the implication of data loss. We follow industry standards and best practices for the security and safety of your data.
The platform is authenticated by SSL certificates and the data is transmitted between the server and device using HTTPS protocol encryption.
No one except you can access your OTP or password. To protect your data, please protect your handset from unauthorized usage.
In case there is a data security issue or if you think that your data is compromised, please change your password immediately and inform us at the contact details mentioned below.
We are legally bound by the (Indian) Information Technology Act, 2000 and rules specified thereunder, and shall comply with all its provisions. Under Section 43A of the (Indian) Information Technology Act, 2000, we must maintain reasonable safety measures and establish security procedures to safeguard your data and information.
Data retention period
We retain users’ data as per the requirement of regulations and laws and do not retain your data for longer than mandated
Changes to privacy policy
Any change to the privacy policy will be effective from the
date when it is updated and published on the website, application, or platform.
We reserve the right to change the privacy policy at any time without any prior
intimation to the user.
It is the responsibility of the user to periodically review the privacy policy,
and if the user is not comfortable with any or all of the changes made to the
privacy policy, the user may choose to discontinue the service and inform us at
the contact details provided below.
Queries and complaints
If the user has any query or complaint related to the use of their data or information, they can write to us at the contact details mentioned below.
support@hrcompany.co.in